VA Loan Pre-Approval
Get pre-approved for a VA home loan and shop with confidence. Pre-approval shows sellers you are a serious buyer and helps you understand your true purchasing power — all with no down payment required.
Get Pre-Approved Now →What Is VA Loan Pre-Approval?
VA loan pre-approval is a formal review of your credit, income, and VA eligibility that results in a written commitment from a lender for a specific loan amount. It is stronger than a pre-qualification and gives you a real competitive edge when making offers on homes.
What You Need to Get Pre-Approved
- Certificate of Eligibility (COE) — Joshua can help you obtain this
- Recent pay stubs and W-2s (last 2 years)
- Bank statements (last 2–3 months)
- Government-issued photo ID
- DD-214 (discharge paperwork) for veterans; active-duty service members provide a statement of service
Benefits of Getting Pre-Approved
- Know exactly how much home you can afford before you shop
- Make stronger offers — sellers prefer pre-approved buyers
- Speed up the closing process once your offer is accepted
- Identify and resolve potential credit or eligibility issues in advance